*shudders at the thought of converting the costs above into Indian Rupees*
Me : Mr Banker Man, I need a loan.
Banker Man : Sure Ma'am, let me take a look at your financial assets.
(After a few hmm's and critical glances)
Banker Man : This looks all right, Now what kind of loan do you need? Home, Car?
Me : (sheepishly) err, I need to buy a bag.
Banker Man: (sound of pistol going off)